Translation of collateral in Spanish

Yes, as usual, if you don't see me on messenger just drop me an email. And yes, your sentence is almost perfect, but I would like you to refer to it as lower end... so maybe there are similar words to 'enrichment' and also you could use the negative form.
This is another sentence that was missing. This morning I brought my daugther to the kindergarden as I do every morning. She is in that terrible two age and people told me that it is not an easy age.
If you are spell checking my letters, that would be great. I would then do the same with your letters. Can you please correct this email too? I thank you in advance for helping my Spanish.